STEP Certificate for Financial Services – Trust and Estate Planning

Grow your expertise and gain the skills to navigate the core legal, tax and investment issues that overlap with estate planning.

Course details

In-Depth Client Understanding: 

Gain insights into the diverse needs of trustee, incapacitated, and charity clients, enhancing your ability to address their unique requirements. 

Cutting-Edge Knowledge: 

Stay abreast of the latest developments in will trusts and the transferable nil-rate band, ensuring your knowledge is current and relevant in the ever-evolving legal and financial landscape. 

Professional Credibility: 

Boost your professional standing by mastering UK-specific legal and tax considerations, positioning yourself as a trusted advisor and expanding your network within the private client landscape. 

Strategic Business Growth: 

Build your business strategically by leveraging your newfound knowledge, establishing a network of contacts, and attracting clients through your enhanced expertise in private client services. 

Adaptability to Market Changes: 

Develop the adaptability to navigate shifts in legal and financial landscapes, ensuring that your skills and advice remain relevant and effective in dynamic market conditions. 


STEP certificates

Course dates, fees and enrol now:


Entry requirements may apply. Applicable local taxes and discounts will be added to your basket on checkout.

Become a member of STEP

This course is open-entry and therefore anyone is eligible to enrol.

This is a STEP qualification. STEP membership is required to study this course and must be maintained throughout the duration of your studies. STEP will contact you regarding membership 6-8 weeks after course enrolment. 

Successful completion of this course will provide 30 Entry Level credits towards membership.


What will I learn?

  • The variety of lifetime trust structures commonly found in private client work
  • The use and appropriateness of different will trusts
  • The purpose and operation of trusts used in conjunction with life and pension contracts
  • The factors affecting a client’s residence and domicile and the impact these can have on a client’s estate planning needs
  • The duties and responsibilities of trustees in relation to investment matters
  • How to deal with the affairs of an incapacitated client or a client whose affairs are dealt with under the various types of powers of attorney

Is this course right for me?

This open-entry course is ideal for professionals working in financial services who have some experience or have undertaken previous study of trusts, tax, and estate planning. The course is also suitable for those working in the banking sector dealing with trusts and estates.

Students of this course typically include:

  • IFAs/Financial planners 
  • Estate/Wealth Planners
  • Investment Managers/Advisers
  • Private Bankers
  • Will Writers
  • Legal Assistants/Paralegals

Course format

This course is available for study twice a year.  

The 4-month programme is delivered online.  

Enrolment onto this course will include the following: 

  • bespoke soft copy course manual  
  • access to the online learning platform containing:   
    • self-assessment material  
    • distance learning support  
    • examination fees 

The course is assessed by way of a five-hour open book written examination comprising of multiple-choice questions and five 15-mark essay style questions.

Once you have successfully completed this course, you will gain 30 Entry Level credits towards STEP membership and be awarded the STEP Certificate for Financial Services – Trust and Estate Planning.